All posts tagged investors

Who is the Average-Return Property Investor?

Posted on Mar 29, 2015 in Articles by 0 Comments

property investment ROI
 

Someone recently asked me in an email, “I’ve $500,000 to invest. How can I make 15% return with it?”

I replied in just one-sentence, “You’re not asking for an advice. You’re asking for a sales pitch.”

Anyone who asks such silly questions, obviously show a lack of educated investing. They’re often easy targets for investment scams and brain-washed marketing. They are what I define as the ‘average-return’ property investor.

For many, investment management is inconvenient but necessary. They have money invested in the property market, which is mostly in their homes. If they do invest in another property, they are counting on average returns to meet financial goals especially for retirement.

15 Rules of the Alpha Investor

Posted on Mar 21, 2015 in Articles by 0 Comments

alpha investor

1.      Understand That Scared Money Don’t Make Money

The Alpha Investor takes risks and savour both the sweetness of victory and the lessons learned in defeat.

The Alpha Investor is someone who jumps off a cliff and builds a parachute on the way down.

There are no guarantees on any path to success in life, business or investments. The unknown is always looming. Therefore, risk and education are often the mechanisms necessary for knowing more clearly if you’re on the right path.

The 8th Property Cooling Measure & the financial implications on Mass Market Buyers

Posted on Jul 7, 2013 in Articles, Property Investors, Property Market by 0 Comments

The 8th Property Cooling Measure & the financial implications on Mass Market Buyers
 

The government recently announced the 8th cooling property measures to try to subdue the rise of property prices.

After 7 cooling measures and another one again, I think many of us are already immune by now, “Another one again! When’s the next one?”

From my previous writings, I’ve mentioned we do not need a rocket scientist brain to comprehend how hot we are in the property market cycle with so many cooling measures from the government.

As for the magic question ‘To buy or not to buy now’, you would have known by now (I hope you do) if you are going to buy any property today, you will be paying for it very expensively. Unless you do really know how to create a value even with the high price you paid for, or you’re drowning yourself in cash, buying just any property today is like trying to walk yourself across a field of landmines without getting a leg blown off.

Why investors in S’pore and Hong Kong are cashing out of property

Posted on Apr 15, 2013 in Articles, Property Investors, Singapore Property Investment by 2 Comments


 

Unlike many other local media articles on the property market, this is an article I read with great interest because of its untainted 3rd party independant view and plenty of common sense logic.

I’ve re-posted this article with kind permission from the blog, PropertySoul who has also re-posted it from the original author below.

I’ve often urged many buyers, especially first-time investors to stay clear of our currently over-inflated property market, and if my advice has not yet reached your ears, I urge you to read this entire article with a change in perspective and an open-mind.

Following The Smart Money In Asia

by James Gruber on March 30, 2013

Investors selling property assets
Reasons for cashing out
Where they’ll put their money
What if property’s best days are behind it?
Housekeeping

Rich Invest On Cash flow, Amateurs Invest on Net Worth

Posted on Nov 6, 2012 in Articles, Investment Strategy by 4 Comments

Years ago before the passing of my late multi-millionaire grandfather, I have had the fortune of frequent conversations and debate on investment and wealth with him. Although I missed him after his passing, his simple teachings had taught me many vital lessons on wealth.

Me: “Do you know your Net-Worth and how much are you worth today?”

Grandfather: “I don’t know and I don’t care.”

Me: “I don’t understand.  Why don’t you care and want to know your Net Worth? Isn’t that what defines you and makes you so rich today? ”