All posts tagged Investment

4 Outrageous Claims Made by Property “Experts”

Posted on Sep 25, 2013 in Articles, Oversea Property Investment by 3 Comments

A Business Times article was published “Property Investment Seminars on CEA Radar” dated 23rd September, 2013.

“There’s a need for the authorities to regulate the content and claims by these speakers,” said PropNex Reality Chief Executive Mohamed Ismail.

I openly praised and support Mr. Mohamed Ismail’s statements for authorities to tighten the content and claims by these speakers, be it in property, stocks, or commodities.

With implementation of cooling measures and the Total Debt Servicing Ratio (TDSR), more Singaporeans are looking at overseas properties to invest in.

From a business point of view, it is enterprising for some seminar providers to tap on this demand pool of potential buyers with enticing advertisement claims.

Having spent more than 2 decades in sales with a majority of that in direct sales, I’ve known and used every 101 sales tricks in the book. If you’ve been to free seminar previews, you would’ve known what I meant. Some speakers are in fact no more than salesman than the ‘expert’ they claimed to be.

From my personal wealth background and experiences, I’ll share and debunk 4 popular outrageous investment claims by property ‘experts’.

4 Fundamental Rules of Property Investment

Posted on Feb 18, 2013 in Articles, Fundamentals Of Real Estate, Investment Strategy by 5 Comments

In any investments especially in property due to its high illiquid nature, there are 4 fundamental rules of property investment any ordinary investors have to adhere to, no matter what. We want to make sure our money:

  1. Must Be Capital Preserved (the ability to at least preserve the initial investment capital without losing it),
  2. Must Be in Constant Velocity (generating immediate returns)
  3. Must Be In Control (YOU Control the investment, not the other way)
  4. Must Never Invest in Something We Don’t Understand Well

These are the 4 rules which have I followed religiously ever since embarking on my property investment journey 10 years ago and these crucial rules have helped cushioned my property investments in the ups and downs since 2003-2012. These rules are not entirely created by me, but rather they have always been used by successful investors and entrepreneurs whom I have the privilege to learn from. One of them is my late wealthy grandfather who had built a multi-million dollar business and property empire by simply adhering to these 4 fundamental investment rules.

Your Property, Other Investments & The Imminent Collapse of the US Dollar?

Posted on Dec 16, 2012 in Articles, Oversea Property Investment, Property Market by 6 Comments

As an investor, I keep myself updated with current economic and global news as much as possible. I am not an economist and neither do I profess to be an expert on global economics. However, as investors in a very turbulent financial world, it is highly important for us to keep abreast of the world’s financial history and current dynamic financial forces that are shaping our financial world and how it will impact our investment decisions now and future.

For all financial crisis, economic successes, regional prosperity and stability, and the creation of many wealthy Singaporeans due to the surge in property prices for the last 2 decades in Singapore, we can attribute most of these phenomenon growth, not only for Singapore but in Asia as well, primarily to one giant economic power of the 20th and 21st century, the USA.

Rich Invest On Cash flow, Amateurs Invest on Net Worth

Posted on Nov 6, 2012 in Articles, Investment Strategy by 4 Comments

Years ago before the passing of my late multi-millionaire grandfather, I have had the fortune of frequent conversations and debate on investment and wealth with him. Although I missed him after his passing, his simple teachings had taught me many vital lessons on wealth.

Me: “Do you know your Net-Worth and how much are you worth today?”

Grandfather: “I don’t know and I don’t care.”

Me: “I don’t understand.  Why don’t you care and want to know your Net Worth? Isn’t that what defines you and makes you so rich today? ”

Top 30 Common Property Investment Mistakes

Posted on Oct 29, 2012 in Articles, Investment Strategy by 0 Comments

common-property-investment-mistakes

An investor or a clown?…Most ‘Masses’ investors wear a big fat red nose without knowing they are wearing it!

Warren Buffett once quoted, “Wall Street is the only place that people ride to work in a Rolls Royce to get advice from those who take the subway”. Investors who able to understand the real inner meanings of this simple quote, would stop any investing activities immediately and start to acquire real knowledge and wisdom to become a successful investor. Investment wisdom is not only acquiring necessary knowledge to make successful investment decisions, but also meant to learn and avoid severe investment mistakes. Buffett’s quote is indirectly pointing fingers to the foolish investors who are really ignorant on what they are doing.

 

Let me ask, “Do you have any history of money losses from property market investing?” or “Your property investment only yields ‘average’ returns for you or “Did you study about all the common investment mistakes investors commit regularly while investing?” If your answer is ‘negative’ to any of these questions, this article will solve your problem. Firstly, these are a well prepared list of top 30 common investment mistakes generally investors make and a warning to avoid these mistakes when investing your money into the property market. Secondly, if you have any history of losing money from property investment or making only average returns, I’m sure, reading this list would help you find the mistakes you have committed.