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Is Singapore properties good for investment RIGHT NOW? – Part 2

Posted on May 2, 2012 in Articles, Investment Strategy, Singapore Property Investment by 0 Comments

Be a ‘REBEL’ Property Investor to Succeed!

 “Real Estate is like a gold-rush; the only people making the money are those who sell the pans”


Real Estate is like a gold-rushPreviously in Part 1 of this series, we covered the ones who sell the pans and make the money from those who bought those pans hoping to find that big gold nugget.

Repeat after me, “Today’s highly inflated real estate market is like a gold-rush; the only people making the money are those who sell the pans.”

In Part 2 of this series, I will go further in explaining why buying an investment property at today’s stratospheric prices is either gambling or simply plain foolishness triggered by panic buying.

Does anyone of you know the famous historical event, ‘The Californian Gold Rush’? This famous event happened during the period of 1848-1855California, USA. When gold was suddenly found, the news had brought more than 300,000 people from all over the United States and even as far away as China and Australia to seek a quick fortune. In what was referred to as the ‘first-world class gold rush’, many eager gold seekers faced hardship and even death by shipwreck, typhoid fever and cholera just to travel there, in hope to make quick fortunes through seeking gold.

Is Singapore properties good for investment RIGHT NOW? – Part 1

Posted on Apr 15, 2012 in Articles, Investment Strategy, Singapore Property Investment by 0 Comments

“Fools rush in when Angels fear to tread”


There is an ancient wisdom which says, “Fools rush in when Angels fear to tread”.

Take all the fools out of this world and there would not be any fun living in it, or profit. And profit is certainly almost guaranteed…But to wise men only.Is Singapore properties good for investment RIGHT NOW? - Part 1

There is a common language especially in the banking industry when real estate booms and euphoria filled the minds of fools, and led them to become mindless herds of cows being brought to the slaughtering houses even without them knowing.

In booming times like today, the banks are saying to real estate developers, “You bring the dirt, and I’ll bring the money. Let’s make money together out of those fools!”  What a great mutual business relationship.

You bet it doesn’t take a fool to guess who that ‘dirt’ is. Well, who knows? A fool doesn’t realise he is a fool until a bigger fool comes along.

What you should do if you hit the jackpot?

Posted on Apr 2, 2012 in Articles, Financial Freedom by 0 Comments

There was an article written recently in the national newspaper dated on 18th March, 2012, The Sunday Times under the invest home page, “What you should do if you hit the jackpot?”

The author/article offered 3 ways to handle a sudden huge sum of money (from lottery, inheritance, etc) with the advice of a ‘well-known financial planner’, who is a MD of a local financial advisory firm.

First, pay off all your debts (including your outstanding mortgage on your home if you have one)

Second, get yourself a house and pay for it in full.

Thirdly, start a retirement fund or expand one, by setting aside the rest of the money with a credible financial planner.

In short, what this financial planner is saying is , ”If you have a million dollars today, pay off all your outstanding debts including your home mortgage so you’ll be totally debt-free and leave the rest of your money with me in a mutual fund…and you can continue to slog hard at your job without any debt worries.”

This is one of the worst financial advice I have heard coming from such financial planners or ‘experts’ who deemed to know what true wealth really is, which in fact, many don’t.

‘Location, Location, and Location’

Posted on Mar 28, 2012 in Articles, Investment Strategy by 2 Comments

 Is ‘location’ really the ‘sacred mantra’ in property investment?

location, location and locationYou have often heard this very popular phase from many sources when buying any investment properties, “Location! Location!  Location! You can’t go any wrong if you buy in a good location”. Many of this ‘sources’ have often been amplified to investors that ‘location’ should be the No.1 consideration, then followed by other crucial factors.   In other words, if you are to follow this ‘sacred mantra in property investment’ and buy a property in a good location, it will definitely be a good investment and sure to make money even in the long term, no matter what other risks that may be involved…

Right? …Wrong! And Beware! You will still have the possibility of having a bad investment even if you pick a property in a good location. Yes! You heard me and please allow me to repeat again,” You will still have the possibility of having a bad investment even if you pick a property in a good location”