The current property market is like a dose of white arsenic sprinkled into a wedding cake.

Apr 28, 2018 in Articles by Gerald Tay 0 Comments

Take a bucket of piss and call it granny’s peach tea – For six years since Q3 2012, my views on the current state of the private property market remains what it is.
The scent of money in the water often leads to a feeding frenzy. Buyers go in like a lion and come out like a lamb – always.
I’m not going to bore readers (and potential buyers) with painted numbers and showroom statistics to prove a point. Has the current property market taken its toll on my realism? No. I’m still realistic. I just keep it safe behind a carapace of scepticism.

8 Common Mistakes by Property Investors

Feb 20, 2017 in Articles by Gerald Tay 2 Comments

Even the savviest of us make mistakes with investing – trading too often, refusing to sell losing stocks or chasing past performance. These errors, and many more, are common among investors.

The next time you are at the casino I want you to count how many times you hear the words “Good Luck.”

Whether you are checking into your room, cashing in some chips, or simply getting a drink, you will be pleasantly told, “Good Luck.”

Are you stuck in the rut or do you have freedom of life choices?

Feb 8, 2017 in Articles by Gerald Tay 0 Comments

There is a big difference between working hard and being a slave.

True hard work – allows you to keep at least some of your production for yourself, whereas the made-up idea of hard work in our society is nothing but a code word for dedicated slavery.

Dedicated slavery – working 60-hour-work-weeks to produce for others above his or her pay-grade and to make others richer; always looking forward to weekends and holidays hoping to escape the dreaded crucibles; and perhaps a big fat year-end bonus to feed the latest BMW and a big condo mortgage.

All You Need To Know About HDB Loan Vs Bank Loan

Feb 1, 2017 in Articles by Gerald Tay 0 Comments

By Ted Chong (Guest Contributor)

Buying a HDB flat for the first time can be an intimidating experience. It’s probably the first big ticket purchase in your life that will take the next couple of decades to pay off, so you’d definitely want to rake in as much savings as you can.

Perhaps you have not really thought about what kind of loan to take up. If you don’t already know, you have a choice between taking up a HDB or bank loan, as long as you are eligible for them.

Live Your Own Life (Invest) On Your Own Terms!

Jan 25, 2017 in Articles by Gerald Tay 0 Comments

Ignore Everything Else!

As always, the journey to both or either financial and time-freedom begins with three magic words: ”Enough is enough”. Stop comparing yourself with what others have and what you don’t have.

When you say those words with your heart, you are ready to continue your life-long investment journey, which includes 8 basic steps.

In Seductive Fantasy, Property is Easy Money

Jan 18, 2017 in Articles by Gerald Tay 0 Comments

You often see pictures of rich people in seductive lifestyles. Or, at least, in a lifestyle that gives the appearance of rich.

You know the pose: standing beside their Lamborghini, hands folded around their chest, smiling the smug smiles of those who think they’ve got it figured out.

I Am Not One Of Those ‘Rich’ People – But I’m Wealthy Enough On My Own Terms.

Apart from being painfully aware that I have almost nothing truly figured out, I detest the idea of being ‘rich’. It’s not a pleasant thought to me.

Thinking of ‘Rich’ is thinking Bad Money.

Rice and Real Estate – Why today’s property buyers such febrile bunch?

Jan 5, 2017 in Articles by Gerald Tay 0 Comments

There are unavoidable, short to long-term economic forces that are about to deal a devastating blow to our real estate market, our economy and our society.

Yet, throughout history, the market continues its existence of naïve buyers who seem ignorant of what’s already happening or what’s going to happen.

Property Market – Let’s Talk about 2017 and Beyond

Jan 5, 2017 in Articles by Gerald Tay 1 Comment

There are many reasons that you should be paying attention right now.

So much is going on in the global economy that I find very interesting and disturbing at the same time. We’ve seen incredible changes in governments, economies, stock markets, currency and real estate.

I am not making a forecast that a crash is going to occur.

My best guess is there are unavoidable, short to long-term economic forces that are about to deal a devastating blow to our real estate market, our economy and our society.

iProperty Asia Property Market Sentiment Report H2 2016 is Anything But

Oct 25, 2016 in Articles by Gerald Tay 0 Comments

Always – Be sceptical. Be suspicious. Be different.

Avoid mob behaviour.

Adopt a strong independent thinking and fight the urge to simply follow the actions and thoughts of others.

After 15 years to this very day, these investment philosophies have helped create an impassable shield for my investments; defending against relentless onslaughts from heavy weights of the real estate industry who get obscenely rich from the common man.

As they say, those who control the markets (mob) rule. If you are a small player but sharp, somehow you’ll profit. The rest just get by and hope to survive it. Most are swallowed regardless.

There’s a Chinese saying, “当局者迷, 旁观者清.”(dāng jú zhě mí, páng guān zhě qīng ) –

“The spectators see more of the game than the players.

This proverb points out that a person involved in a matter usually does not have a comprehensive overview of it due to too much concentration on gains and losses, while the onlookers, who have a calmer and more objective attitude, have a better grasp of what is going on.”

The typical Singaporean cannot just count on the removal of cooling measures to invest in real estate

Jul 18, 2016 in Articles by Gerald Tay 0 Comments

It’s been a while since my last post.

Today, let’s talk about this real estate report from Property Guru.

I almost vomited out my breakfast after reading how these self-proclaimed authorities give “golden advice” on property cooling measures removal for the general public.

I hope you reading it after, will not cleanse your breakfast/lunch/dinner contents from your stomach.